India’s wealthtech ecosystem continues to attract strong investor interest. Bengaluru-based investment platform Wint Wealth is reportedly set to raise about $20 million in a new funding round led by Vertex Ventures Southeast Asia & India, marking its first major fundraise in over two years.
The upcoming round will add to Wint’s earlier $22 million capital pool, which includes investors such as Nikhil Kamath (Zerodha), Kunal Shah (CRED), India Quotient, 3one4 Capital, Arkham Ventures, Blume Ventures, and Eight Roads Ventures.
This investment reflects the sustained optimism around India’s wealthtech sector, one of the most active fintech verticals since 2024. Competing startups like Dezerv, Stable Money, and Grip Invest have also seen fresh rounds, signalling investor confidence in platforms catering to India’s expanding retail and affluent investor base.
Founded in 2020 by Ajinkya Kulkarni, Abhik Patel, Shashank Chimaladari, and Anshul Gupta, Wint Wealth operates as an online marketplace for fixed-income investments, regulated by SEBI under the Online Bond Platform Provider (OBPP) framework.
The platform enables retail investors to access corporate bonds, securitised debt instruments, and NBFC-issued NCDs—investment options traditionally reserved for institutions. With yields ranging between 9–12%, Wint positions itself as a safer, high-return alternative to bank fixed deposits.
Retail investors can start with as little as ₹1,000–₹10,000, depending on the product. Wint claims to conduct rigorous due diligence and has maintained “zero defaults” across its offerings.
Key competitors include Stable Money, Kuvera, Grip Invest, and InCred Money, all vying for market share in India’s growing fixed-income and alternative investment market.
The fresh funding will strengthen Wint’s core bond marketplace and accelerate expansion into alternative and debt-based products. Additionally, it will bolster Wint Capital, the company’s NBFC arm, enabling it to scale lending operations and enhance technology infrastructure.
As competition intensifies among digital investment platforms, this funding comes at a pivotal moment for Wint to consolidate its market position and attract a broader investor base.
Wint Wealth secured SEBI’s OBPP approval in 2023, allowing it to list and distribute bonds directly to retail investors. That same year, it obtained RBI approval to acquire Ambium Finserve, a Chandigarh-based NBFC, gaining a licence to originate and structure credit products.
According to company data, Wint Capital has disbursed over ₹370 crore in B2B loans across more than 40 clients, highlighting its growing diversification beyond bond distribution.
Vertex Ventures SEA & India, part of Temasek Holdings, has been expanding its footprint in India’s fintech and AI ecosystem. The firm closed its $541 million Fund V in September 2023, focusing on early-stage and Series A investments.
Its Indian portfolio includes Kiwi (credit on UPI), Metafin (SME lending), SpotDraft, Spyne, and Nuuk in AI and SaaS, along with consumer brands such as Licious, Pilgrim, and KukuFM. Vertex has achieved notable exits through IPOs and acquisitions from firms like FirstCry and GlowRoad.
The fund remains bullish on SME lending, wealthtech, and sustainable AI startups, driven by expanding exit opportunities in India.
India’s wealthtech sector has emerged as one of the most resilient fintech categories over the past 18 months. Investors are increasingly backing platforms offering diversified investment options across mutual funds, bonds, and alternative assets.
Growth is driven by:
A rapidly expanding affluent and retail investor base
Rising financial literacy and digital adoption
Clear regulatory frameworks for online bond platforms
Recent highlights include Dezerv’s ₹350 crore ($42 million) round led by Premji Invest and Accel, and Stable Money’s upcoming round from Peak XV. Strategic deals such as Groww’s $150 million acquisition of Fisdom and CRED’s acquisition of Kuvera underline growing consolidation and long-term investor confidence.
Wint Wealth’s $20 million round led by Vertex Ventures reinforces the momentum in India’s wealthtech landscape. With regulatory clarity, a growing investor base, and institutional capital flowing in, the sector is poised for sustained expansion.
As Wint strengthens its lending and bond distribution capabilities, it stands well-positioned to capture the next phase of India’s fixed-income investment revolution.
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