(i) Capital Small Finance Bank Limited, India’s 1st Small Finance Bank, started operations on April 24, 2016. It was called ” Capital Local Area Bank”, the largest Local Area Bank in the country, before conversion to ‘Small Finance Bank’ has been into operations for the last 16 years with excellent performance in all spheres.
(ii) The Bank pioneered in bringing modern banking facilities to the rural areas at a low cost. From day one 7-Day Branch Banking was introduced with extended banking hours. The focus to serve the common man and the local touch advantages has given the Bank a competitive edge over other banks operating in the region. Within a short period, most of the Branches become market leaders of their respective centers. The Bank is providing a safe, efficient, and service-oriented repository of savings to the local community while reducing their dependence on moneylenders by making need-based credit easily available.
(iii) The Bank transitioned from a Local Area Bank to Small Finance Bank with 47 Branches. In a short span of two years, 78 new Branches have become operational, taking the total number of Branches to 125. After establishing a strong footprint in the state of Punjab, the Bank has now started expansion to the states of Delhi and Haryana. By March 31, 2021, the number of Branches will grow to 250.
(iv) Capital Small Finance Bank has been granted Scheduled Status by the Reserve Bank of India vide Notification dated February 16, 2017.
(v) The total business of the Bank at present has crossed Rs. 5,860 crores with more than 5,80,000 accounts. The Bank has 80% of its business in rural and semi-urban areas, with Priority Sector Lending of 99.30% of the Adjusted Net Bank Credit as of March 31, 2018.
(vi) The Bank is extending loans primarily to small borrowers and 52.48% of the total advances are up to the ticket size of Rs. 25 lacs as on March 31, 2018.
(vii) Total Branches growth
The Company has been awarded the best company to work in the year 2015, 2016 2017, and 2018:
|Total Available Shares:||Very Limited|
|Face Value:||₹ 10 Per Equity Share|
|Lot Size:||100 Shares|
|Current Unlisted Share Price:||₹ 325 Per Equity Share|
|Retail Discount:||Bulk Deal (1%)|
|Top Shareholders other than Promoters|
|Name||No. of Shares||% of shareholding|
|Santokh Singh Chhokar||17,60,000||5.21%|
|Pi Ventures LLP||16.86.980||4.99%|
|Oman India Joint Investment Fund||33,46,914||9.90%|
|HDFC Standard Life Insurance||13,94,400||4.12%|
|Small Industries Development Bank of India||13,49,650||3.99%|
|Particulars (in Crores)||2022||2021||2020||2019||2018||2017||2016|
|Particulars (in Cr)||Q1Fy23||Q4FY22||Q1FY22|
|Net Interest Income||70||71||57|
|Profit before Provisioning||29||33||22|
|Profit after Provisioning||25||27||16|
Please find below the procedure for buying Capital Small Finance Bank Unlisted Shares at UnlistedZone.
Please find below the procedure for selling Capital Small Finance Bank Unlisted Shares at UnlistedZone.
Lock-in period of Capital Small Finance Bank Unlisted Shares depends upon category of investors.
DIS - Delivery Instruction Slip is the way through which an investor can sell or transfer the Capital Small Finance Bank Unlisted Shares from his/her demat account to any other demat account. There are two Types of DIS Slip.
In the last 4-5 years, the unlisted share market has become quite big and as a result of that, the ticket size has reduced from usual 5-10 Lac to 35-50k in today's scenario. So, via our UnlistedZone platform, if somebody wants to buy Capital Small Finance Bank Unlisted Shares then minimum investment would be 35-50k.
Yes, buying and selling of unlisted shares in India is 100% legal.
If you sell your shares within 2 years, then you will have to pay Short-term Capital gain on unlisted shares. Short-Term Capital Gain is added in your Income. So, as per individual tax slab you need to pay capital gain tax.
If you sell your shares after 2 years, then you will have to pay Long-term Capital gain on unlisted shares LTCG is 20% with indexation benefits.
After listing of shares, the unlisted shares which you have bought through unlisted market, will be taxed at listed rates, if sold through exchange. So, taxes of listed market will be applicable. And, to calculate holding time, for determining LTCG or STCG, the purchase date of unlisted shares will be applicable.
If you buy Capital Small Finance Bank Unlisted Shares from UnlistedZone then these shares can checked in two ways. However, before we tell you the process of checking of shares, it is intimated that as per SEBI regulations, the shares can be transferred in demat account only.
Check credit of Capital Small Finance Bank Unlisted Shares Instantly?
The Capital Small Finance Bank Unlisted Shares are credited in demat account same day of transferring funds in our company's bank account.
The price of Capital Small Finance Bank Unlisted Shares can be checked in two ways. First, you can join our telegram channel where on daily basis we share the latest prices of all the unlisted shares in the morning and secondly, you can register on UnlistedZone.live platform to see the historical graphs and prices of all the shares at one place.
If you see the thesis of investment in the unlisted shares then it is being done mainly to take the advantage of IPO market. And, if the IPO plans of company get delayed due to market conditions or any other reason then demand suddenly drops in the market. The unlisted market works mainly on demand and supply and if there is no IPO news then getting exit would be difficult.
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We at UnlistedZone do the valuation based on 2 methods.
As an investor in the unlisted space, we would always recommend that you must check all the risk parameter carefully before investing in the unlisted space.
We source shares either from the employees or initial investors looking to liquidate their Capital Small Finance Bank Unlisted Shares.
Pre-IPO shares means which are planning for an IPO in near future. So, all the shares which are traded on the platform are not Pre-IPO Shares. However, if the company's business is going good and then demand will always be there in the unlisted space, so even if the IPO does not come, the investors can easily liquidate their Capital Small Finance Bank Unlisted Shares in the unlisted market itself.
Rules and regulations of SEBI are applicable in the Unlisted space like lock-in period of 6 months, paying of Stamp Duty, and DP Charges for every transaction etc. However, to become an unlisted broker there is no such regulation by SEBI as of yet.
For tracking news and other information about Capital Small Finance Bank Unlisted Shares, one can visit our website wherein we post news and other information on daily basis and one can also join our telegram channel.