Motilal Oswal Home Finance Limited Unlisted Shares

(i) Motilal Oswal Home Finance ( previously Aspire Home Finance Corporation Limited ) is a professionally managed housing finance company incorporated on 01.10.2013, with a unique combination of financially sound and technically experienced promoters who are well known in their domain for professional ethics and strong execution capabilities.

(ii) Motilal Oswal Home Finance works on the business philosophy of financial inclusion of Lower and Middle Income (LMI) Indian families by providing them access to long term housing finance. Motilal Oswal Home Finance is a subsidiary of Motilal Oswal Financial Services Limited (MOFSL). MOFSL is a well-diversified, financial services company focused on wealth creation for all its customers, such as institutional, corporate, HNI, and retail.

To whom Motilal Oswal Home Finance Ltd. (MOHFL) lends?

a) It provided home loans to individuals and families for purchase, construction, and extension of the house.

b) It provides loans for repair and renovation of houses and home loans to families in the new to credit, self-employed, cash salaried category where formal income proofs, Credit Bureaus reports are not easily available, and the repayment capacity of such families are appraised based on their cash flows and Internal Score Cards.

Presence as on 31.03.2022:

MOHFL is operating in twelve states – Haryana, Uttar Pradesh, Delhi, Maharashtra, Gujarat, Madhya Pradesh, Karnataka, Rajasthan, Chhattisgarh, Tamil Nadu, Telangana, and Andhra Pradesh. MOHFL now has 110 Branches across these nine states.

Loan book size as on 31.03.2022

MOHFL’s total outstanding loans in FY22 stood at R 3,435 crores. Loan book has reduced as compared to last year on account of sale of NPA book to ARC during the year.

Underwriting:

In the business of lending, underwriting is the single most parameter which one should look in order to make an investment in the company. Underwriting is a process of distribution of loans. If the company has a robust process for underwriting, then chances of NPAs get reduced considerably. Now, let us see how MOHF does underwriting?

a) The loan approval process at MOHFL is in 4 layers of an approval process based on the ticket size of the loan.

b) Approvals of lending proposals are carried out by various authorities from Cluster Credit Head to National Credit Head. Approvals beyond certain limits are referred to as the Chief Operation Officer. An additional layer of in house legal
and technical makes the underwriting process more robust.

c) There is a Dedicated Risk Containment Unit (RCU) in the Company to minimize fraud related to income documents, profiles, and collateral.

Borrowing:

Lending is a business where we need money to give money. MOHF first arranges money and then distributes it to the people in the economy to buy a new house or reconstruct. Now, how MOHF arranges fund?

a) From banks by a way of term loan.
b) NCD by issuing commercial paper.

MOHFL total borrowings as of March 31, 2022, of Rs 1,860 crores. And, the cost of borrowing in FY22 at 9.60%.

A journey of Motilal Oswal Home Finance

2014:
(i) Commencement of Business Operation on 22.05.2014.
(ii) The first disbursement booked in Akola Branch in June 2014.
(iii) The loan book crossed 50 Cr.

2015:
(i) Presence across 14 locations.
(ii) Total staff: 160 employees.
(iii) Loan book at 357 Cr with 3565 live accounts.
(iv) Year-end PAT at 18 Cr CRISIL upgrades rating for long term borrowings from “A/Stable” to “A+/Stable“ Loan book crosses 550 Cr with 5,500 Cr live loan accounts Present at 23 locations.

2016:
(i) Present in 51 Locations with employees count of 500.
(ii) PAT for the years at 40 Cr.
(iii) Received the first 50 Brand 2016 award by WCRC.
(iv) Presence extended to 62 locations.

2017:
(i) Awarded second prize for best performing Primary Lending Institution under CLSS for EWS/LIG by the Ministry of Housing and Urban Poverty Alleviation.
(ii) Expanded to 6 new states with a presence in 121 locations with a staff count of 1049.
(iii) loan Book of 4165 Cr with 46,142 live accounts.

2018:
(i) 4682 Cr of the loan book.
(ii) Capital Infusion by MOSFL of Rs. 150 Cr.
(iii) Strengthening of a core team.
(iv) Strengthening Credit & Risk

Motilal Oswal Home Finance Limited Unlisted Shares Details:

Total Available Shares:	Not Available
Face Value:	₹ 1 Per Equity Share
ISIN:	INE658R01011
Lot Size:	1000 Shares
Current Unlisted Share Price:	₹ 12.7544 Per Equity Share
Retail Discount:	Bulk Deal (1%)

Promoters And Management:

(i) MR. MOTILAL OSWAL, Chairman Mr. Motilal Oswal is the Chairman and Managing Director of Motilal Oswal Financial Services Ltd. (MOFSL). He is a Chartered Accountant and started the business along with co-promoter, Raamdeo Agrawal in 1987. Oswal has served on the Governing Board of the BSE, Indian Merchant’s Chamber (IMC), and has also served on various committees of BSE, NSE, SEB, and CDSL. He is the President of the Jain International Trade Organization (JITO) and has been awarded the Rashtriya Samman Patra by the Government of India for being amongst the highest-income taxpayers in the country for a period of 5 years. (ii) MR. RAAMDEO AGRAWAL, Director Mr. Raamdeo Agrawal is a Chartered Accountant and the Joint Managing Director of Motilal Oswal Financial Services Limited (MOFSL) and also the co-founder of Motilal Oswal Securities Limited. He is the man behind the strong research capabilities at Motilal Oswal Financial Services Ltd. A keen believer and practitioner of the QGLP philosophy, his wealth creation insights, and decades-rich experience have played a pivotal role in MOFSL, transforming it from a small stockbroking firm to a well-diversified financial services company. (iii) Mr. Navin Agarwal, Vice Chairman He is the Managing Director of Motilal Oswal Financial Services Limited. He is responsible for the Institutional Broking & Investment Banking Businesses and has been instrumental in building a market-leading position in the Institutional Broking business. Under his leadership, the firm has been rated as The Best Indian Brokerage House by Asiamoney. Leveraging on the dominant

Shareholding Pattern:

Shareholder Name	Shareholding
Motilal Oswal Financial Services Limited	80.30%
Motilal Oswal Finvest Limited	9.98%
Motilal Oswal Wealth Management Limited	3.20%
Motilal Oswal Investment Advisors Limited	4.33%

Financials of Motilal Oswal Home Finance Limited Unlisted Shares:

(Fig. in Crores)

Particulars	2017	2018	2019	2020	2021	2022
Revenue from operations	570	662	648	576	546	526
Expense	445	613	859	515	455	408
PAT	82	31	-136	39	40	95
Book Value	1.31	1.5	1.37	1.44	1.52	1.67
Face Value	1	1	1	1	1	1

Key Highlights of FY17-18 (i) Loan book- 4,863,+17% YoY (ii) NIM – 4.1% NNPA-3.3% (iii) Provision Coverage – 35%. (iv) Debt to equity - 4.9x. (v) Cost to income - 38%. (vi) Capital adequacy - 38% Key Highlights of FY18-19 (i) They cater to pure-retail affordable housing space through Motilal Oswal Home Finance (previously known as Aspire Home Finance Corporation). (ii) During the year, they concentrated efforts on re-building the home finance business in terms of processes, systems, manpower, and structure to strengthen the business. As a result, they have followed a conservative approach in disbursements which stood at Rs 290 crores in FY2019. (iii) The loan book stood at Rs 4,357 crores across 52,000+ families as of Mar 2019. (iv) The average ticket-size continued to be lower at Rs 8.5 lakhs in FY2019. They have put in place a vertical organization structure comprising sales, credit, collection, and legal team. (v) The implementation of the cluster-level credit layer along with 5 layer credit approval system based on loan ticket sizes and differentiated pricing methodology for loans based on risk type should likely result in improved underwriting, going forward. (vi) Macro-economic events like demonetization, RERA, and GST and absence of the collection engine coupled with a lack of vertical structure earlier led to a surge in NPAs. This year they have written off loans worth Rs. 290 crore in FY2019 as a conservative policy. They are expecting the recoveries from write off the pool, given the robust collections and legal team now in place. (vii) Motilal Oswal Group has infused Rs 200 crores during the year and this takes the total capital infused to Rs. 850 crores. (viii) There ~57% of the borrowings come from the capital markets in the form of NCDs and ~43% from banks. Key Highlights of FY19-20 (i) The loan book stood at 3,667 crores across 47,900 families as of March 2020. (ii) In FY20, MOHF has sold assets worth 595 cr to Phoenix ARC for consideration of 293 cr this has resulted in a significant reduction of the GNPA & NNPA rates to 1.81% and 1.36% respectively. This has resulted in getting funds at a lower cost. (iii) The company this year has boosted its all 4 verticals which are pillars in the lending business i.e. sales, credit, collection, and legal. Currently, they have 430 employees in these verticals. They have also learned from the past and working vigorously to streamline their underwriting.|(iv) MOHFL also received credit rang upgrade amid challenging environment based on several positive changes undertaken. CRISIL has upgraded MOHFL’s rang to AA- (stable) from earlier A+ (stable). (v) In FY19-20, the MOHF has distributed loan worth Rs 190 crores for home purchase, construction, repair, and renovation. The disbursement of loans has been done with collateral first policy and after passing through several stringent checks and balances. This shows that the company is putting a lot of effort into underwriting, to reduce NPAs in the future. Key Highlights of FY20-21 (i) Loan book stands at Rs. 3,512 crores as on 31st March, 2021 (ii) Net Worth of Rs.910 crores as on 31st March, 2021 (iii) Profit stood at Rs. 40 crores during FY21. (iv) NIM – 6.1%. (v) GNPA – 2.2% and NNPA – 1.5% (vi) Disbursements in FY21 grew by 42% YoY to Rs.273 crores. (vii) Raised Rs. 1,477 crores in FY21 at 7.5%. Key Highlights of FY21-22 1. They have clocked highest PAT of 95 Cr in FY22 in their history of operation. Last year the profit was 40 Crores. This is possible as they have reduced the finance cost by ~60 Crores in Fy22 as compared with Fy21. 2. In FY22, Motilal Oswal Home Finance has disbursed close to ~643 Crores of loans which is up by 133% as compared to previous year. 3. They have expanded their sales team in FY22 and currently, they have 600+ team. Moreover, they have entered into three nee geographies i.e. Haryana, Delhi and Uttar-Pradesh. 4. As on 31.03.2022, the loan book stands at 3485 Crores across 48412 families. 5. In FY22, they have also reduced their cost of borrowing by 105 Basis points and currently stands at 8.2%. 6. NIM in Fy22 were 7.3% 7. As on 31.03.2022, Gross NPA stands at 1.6% and Net NPA at 0.9%. 8. The PMAY Portal which they launched in 2021 to acquire customers via digital mode get very good response in Fy22. 9. The Parent company Motilal Oswal Financial Services has done capital infusion of 850 Crores in Fy22 in the company. 10. MOHFL total borrowings as at March 31, 2022 of Rs. 2,606 crores were within the permissible limits of 12 times of net owned funds. 11. Book Value as on 31.03,2022 is Rs.1.67 per share. CMP of Motilal Oswal Home Finance is Rs.12 per share. So, P/B is 7.18x (which is overvalued). MOHF Annual Report FY 19-20 MOHF Annual Report FY 20-21 MOHF Annual Report FY 21-22

Company Address:

Motilal Oswal Home Finance Limited, Motilal Oswal Tower, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai- 400025

Frequently Asked Questions:

Please find below the procedure for buying Motilal Oswal Home Finance Limited Unlisted Shares at UnlistedZone.

1. You confirm booking of Motilal Oswal Home Finance Limited Unlisted Shares with us at a trading price.
2. You provide your client master report (ask the broker if not available) along with PAN Card and Cancelled Cheque in case you are not transferring funds from the bank account as mentioned in the CMR Copy. These are KYC documents required as per SEBI regulations.
3. We will provide the bank details.
4. You need to transfer funds in that account.
5. Payment has to be done in RTGS/NEFT/IMPS CHEQUE TRANSFER. No CASH DEPOSIT.
6. Payment has to be done from the same account in which shares are to be credited.
7. We will transfer the shares in 24 hours if funds are credited before 2 pm.

Important Note: Please note that the lock-in period for selling Motilal Oswal Home Finance Limited Unlisted Shares is 6 months after listing. Hence you can’t sell Motilal Oswal Home Finance Limited Unlisted Shares which you bought in Pre-IPO for 6 months after its listing. i.e. You can sell it only after 6 months calculated from the listing date. For any queries, please contact us at sales@unlistedzone.com

Please find below the procedure for selling Motilal Oswal Home Finance Limited Unlisted Shares at UnlistedZone.

1. We will confirm our buying price of Motilal Oswal Home Finance Limited Unlisted Shares.
2. We will give you our client master report and you will transfer the Motilal Oswal Home Finance Limited Unlisted Shares to our demat account.
3. We will ask for bank details of yours once the Motilal Oswal Home Finance Limited Unlisted Shares are received in our demat account..
4. We will transfer the funds in your bank account within 24 hrs of receiving the Motilal Oswal Home Finance Limited Unlisted Shares.
5. Payment will be made in RTGS / NEFT / CHEQUE TRANSFER/IMPS. No CASH DEPOSIT.
6. Payment will be given in the same account which is linked to demat account or you need to provide the cancelled cheque shows your name to verify. As per SEBI regulations, the transfer of funds in the third party account is not legal and our policy refrain us from doing so.

Note: The price at which we are buying the share is fixed for 3 days. If you cant sell your stock within 3 days, then the price of that day will be applicable when we receive shares in our demat.

Lock-in period of Motilal Oswal Home Finance Limited Unlisted Shares depends upon category of investors.

1. Venture Capital Funds or Foreign Venture Capital Investor - lock-in Period of 6 months from the date of acquisition of Motilal Oswal Home Finance Limited Unlisted Shares.
2. AIF-II - There is no locking period.
3. Other Investors (include Retail, HNIs or Body Corporate) lock-in Period of 6 months from the date of listing of IPO of Motilal Oswal Home Finance Limited Unlisted Shares.

This new SEBI rule was introduced in the month of August-2021, wherein the SEBI has reduced the lock-in period previously from 1 year to 6 months to encourage more and more funds to be invested in startups which are going to public or IPO in near future. Reduction of lock-in is seen as big step and after that many PMS funds are advising their clients to invest in Pre-IPO shares to get the benefit of early stage investment.

DIS - Delivery Instruction Slip is the way through which an investor can sell or transfer the Motilal Oswal Home Finance Limited Unlisted Shares from his/her demat account to any other demat account. There are two Types of DIS Slip.

1. Offline-DIS - This is an offline mode of transfer of shares wherein the investors needs to fill DIS form and give it to their broker for transferring the shares. Following are the fields which are required to be filled.
- a. ISIN number of Motilal Oswal Home Finance Limited Unlisted Shares.
- b. Name of Motilal Oswal Home Finance Limited Unlisted Shares
- c. Quantity of Motilal Oswal Home Finance Limited Unlisted Shares
- d. Cosideration Amount
- e. Target DP ID and Client ID
- f. Annexure
2. Online DIS - Some of the broker these days gives facility of transferring the Motilal Oswal Home Finance Limited Unlisted Shares via online DIS. So, please check with your broker whether such facility is available or not. For example: Angel Broking proivdes the facility of Online-DIS from its platform. As an investor he/she simply needs to add a beneficiary into it and send the Motilal Oswal Home Finance Limited Unlisted Shares by filling the details similar to Ofline-DIS.

Read our article to understand more about this. https://unlistedzone.com/how-do-i-sell-my-unlisted-shares/

In the last 4-5 years, the unlisted share market has become quite big and as a result of that, the ticket size has reduced from usual 5-10 Lac to 35-50k in today's scenario. So, via our UnlistedZone platform, if somebody wants to buy Motilal Oswal Home Finance Limited Unlisted Shares then minimum investment would be 35-50k.

Yes, buying and selling of unlisted shares in India is 100% legal.

If you sell your shares within 2 years, then you will have to pay Short-term Capital gain on unlisted shares. Short-Term Capital Gain is added in your Income. So, as per individual tax slab you need to pay capital gain tax.

If you sell your shares after 2 years, then you will have to pay Long-term Capital gain on unlisted shares LTCG is 20% with indexation benefits.

After listing of shares, the unlisted shares which you have bought through unlisted market, will be taxed at listed rates, if sold through exchange. So, taxes of listed market will be applicable. And, to calculate holding time, for determining LTCG or STCG, the purchase date of unlisted shares will be applicable.

If you buy Motilal Oswal Home Finance Limited Unlisted Shares from UnlistedZone then these shares can checked in two ways. However, before we tell you the process of checking of shares, it is intimated that as per SEBI regulations, the shares can be transferred in demat account only.

Check credit of Motilal Oswal Home Finance Limited Unlisted Shares Instantly?

1.You can download the NSDL or CDSL application from google play-store and check. If you want to check whether your stock broker is registered with NSDL or CDSL then check the following procedure.
By carefully examining the number format of Demat Account we can easily identify whether the stock broker is registered with CDSL or NSDL.
Demat Account = DP ID + Client ID. (16 Characters )
"DP ID is the unique identification of the Broker. Every broker gets a unique number from CDSL or NSDL.By carefully examining the number format of Demat Account we can easily identify whether the stock broker is registered with CDSL or NSDL.
Client ID is the unique identification of the Client. Every client gets this unique number which represents his/her portfolio.
In CDSL, all these characters are numbers (1234567891234567) first 8 digits are DP ID and next 8 digits are Client Id whereas in NSDL the first two characters are letters which are in accordance with the country that you are from (IN12345678912345), then 6 unique digits for Broker and next 8 digits are client ID.
Example:
CDSL = 12345678(DP ID) and 91234567(Client ID).
NSDL = IN123456 (DP ID) and 78912345(Client ID).
Check in brokers application?
Credit of Motilal Oswal Home Finance Limited Unlisted Shares can be checked in brokers application as well but it takes T+2 days to show the shares.

The Motilal Oswal Home Finance Limited Unlisted Shares are credited in demat account same day of transferring funds in our company's bank account.

The price of Motilal Oswal Home Finance Limited Unlisted Shares can be checked in two ways. First, you can join our telegram channel where on daily basis we share the latest prices of all the unlisted shares in the morning and secondly, you can register on UnlistedZone.live platform to see the historical graphs and prices of all the shares at one place.

If you see the thesis of investment in the unlisted shares then it is being done mainly to take the advantage of IPO market. And, if the IPO plans of company get delayed due to market conditions or any other reason then demand suddenly drops in the market. The unlisted market works mainly on demand and supply and if there is no IPO news then getting exit would be difficult.

"UnlistedZone is India's fastest and leading marketplace to buy and sell unlisted shares. In the last 3 years, we have already served more than 1 million users on the platform. The total transactions value done from the platform is already more than 100 Crores. The name of our Co-founders Mr. Umesh Paliwal and Dinesh Gupta publish regularly in leading newspapers like MoneyControl, Business-Standard, ET etc for their views on IPO and Unlisted market. In the last 3 years, UnlistedZone has made a good name for itself in the industry and gained a trust of their users. So, the new investors should not be worried about any kind of fraud that is mostly happens with unkown brokers in the market while doing investment with UnlistedZone."

We at UnlistedZone do the valuation based on 2 methods.

1. We check the last funding that is being done in the Motilal Oswal Home Finance Limited Unlisted Shares to ascertain the benchmark valuation.
2. If there is no funding happened in the company, then we try to find a business similar to Motilal Oswal Home Finance Limited Unlisted Shares in the listed space and do comparison method to ascertain the valuation.

As an investor in the unlisted space, we would always recommend that you must check all the risk parameter carefully before investing in the unlisted space.

We source shares either from the employees or initial investors looking to liquidate their Motilal Oswal Home Finance Limited Unlisted Shares.

Pre-IPO shares means which are planning for an IPO in near future. So, all the shares which are traded on the platform are not Pre-IPO Shares. However, if the company's business is going good and then demand will always be there in the unlisted space, so even if the IPO does not come, the investors can easily liquidate their Motilal Oswal Home Finance Limited Unlisted Shares in the unlisted market itself.

Rules and regulations of SEBI are applicable in the Unlisted space like lock-in period of 6 months, paying of Stamp Duty, and DP Charges for every transaction etc. However, to become an unlisted broker there is no such regulation by SEBI as of yet.

For tracking news and other information about Motilal Oswal Home Finance Limited Unlisted Shares, one can visit our website wherein we post news and other information on daily basis and one can also join our telegram channel.

Discussion on Motilal Oswal Home Finance Limited Unlisted Shares:

37 Comments

nidavellir

5:01 PM, 19 February 2022

Want to buy. Price?

Log in to Reply

Umesh Paliwal

9:40 AM, 20 February 2022

Currently, Motilal Oswal Unlisted Share Price is Rs. 14.50 per share.

Log in to Reply

santosh200477

8:58 AM, 16 August 2021

I want to buy 5000 qty, pls send me rate on my email santosh200477@rediffmail.com

Log in to Reply

Umesh Paliwal

7:50 AM, 18 August 2021

My team is sending you the email.

Log in to Reply
RAJPAL SAINI

5:00 AM, 25 August 2021

I have 1000 quantity of MOHF. I want to sell these share if you want please contact me .

Log in to Reply

Sachin Mule

1:14 PM, 31 January 2022

price

Log in to Reply
@mit

1:19 PM, 7 April 2022

Kon se bhav se dege

Log in to Reply

ajay seta

2:28 PM, 15 August 2021

want to buy 1000 shares price pls for that

Log in to Reply

Umesh Paliwal

5:58 AM, 16 August 2021

Hi, it is available at Rs.14 per share.

Log in to Reply
anjali

6:59 AM, 16 August 2021

Please provide total amount of investment

Log in to Reply
RAJPAL SAINI

9:12 AM, 21 August 2021

I HAVE 1000 SHARE OF MOHF. Please offer the buying price.

Log in to Reply

badapaisaindia

9:59 AM, 25 January 2021

Motilal oswal unlisted shares rates plz

Log in to Reply

Umesh Paliwal

1:58 AM, 26 January 2021

It is available at Rs.15 per share.

Log in to Reply
satishjain

12:34 PM, 18 February 2021

Rs.20.00 per share

Log in to Reply
SAYYAD AJAZ NAZIR

3:52 PM, 26 June 2021

13.65 rs per share

Log in to Reply

Yogesh.kshirsagar2002@gmail.com

8:19 AM, 8 August 2021

I want to BUY 01 lac shares of MOHFL at 10 or below price….

Log in to Reply

Umesh Paliwal

11:32 AM, 9 August 2021

Hi Sir, currently Motilal Oswal is available at 13.5 per share…

Log in to Reply
anjali

7:00 AM, 16 August 2021

It is Available at 15

Log in to Reply
anjali

7:01 AM, 16 August 2021

It is Available at 15 per share

Log in to Reply

@mit

1:21 PM, 7 April 2022

I want to buy

Log in to Reply

shareprice

2:25 PM, 15 January 2021

i m interested to buy huge quantity at reasonable price

Log in to Reply
NIKHIL D VERNEKAR

1:43 PM, 2 July 2020

Current Price and Lot size ?

Log in to Reply

anjali

7:02 AM, 16 August 2021

Contact Me I will provide you details- sales@unlistedzone.com

Log in to Reply
anjali

7:52 AM, 16 August 2021

I’ve details contact me at sales@unlistedzone.com

Log in to Reply

Deepanshu

4:11 PM, 22 May 2020

What is the current price and lot size?

Log in to Reply

Market Wizard

7:37 AM, 28 May 2020

At present Motilal Oswal Home Finance shares are available at Rs. 9 per share for minimum 1,000 shares. For more information please drop an email at sales@unlistedzone.com.

Log in to Reply

Pankaj Singh

4:34 AM, 19 July 2020

Hi
This is Pankaj Singh. I want buy share your given price at 9.
Please reply

Regards
Pankaj Singh
8097009111

Log in to Reply

anjali

7:52 AM, 16 August 2021

Hello sir
It is now available at 15per share

Log in to Reply

MOFL_neeraj

9:53 AM, 15 September 2021

@15 Rs Lot size is 1000

Log in to Reply

Market Wizard

3:28 AM, 7 May 2020

The current valuation still seems to be on the higher side. However, the company is performing well for the last 2 years.

Log in to Reply
Market Wizard

2:50 AM, 7 May 2020

Key Highlights of Motilal Oswal Home Finance for FY19-20: https://dyvmwwyqozzzb.cloudfront.net/main/Annual-Report-Inner-Page-24-April-Main-Page-VSTS.cdr_.pdf

Log in to Reply
PRE IPO SHARES

5:35 AM, 23 January 2020

Motilal Oswal Home Finance reported profit of Rs. 21.4 Cr in 9 months of FY 20 and Rs. 16.1 Cr in 3rd Quarter.

* Margins have improved to 5.2% in 9 months, on account of improvement in yield and lower cost of funds.

* Loan book stood at Rs. 3,779 Cr as. Disbursements in 9 months were Rs. 146 Cr. New book sourced from April’18 validates the new credit policy with 11 cases in NPA out of 4500 loan cases.

* CRISIL has upgraded MOHFL’s rating to AA-(stable outlook) from earlier A+(stable). This will further benefit MOHFL in bringing down cost of funds and improve spreads.

* Strong support from parent continues with total capital infusion to Rs. 850 Cr. Net Gearing Stands at 3.4x.

* Limited borrowing repayment for next 1 year, strong undrawn borrowing lines and ALM places us in comfortable liquidity situation.

https://dyvmwwyqozzzb.cloudfront.net/main/c01a42f9-4e8b-4b0e-ba93-80512d3a9a9f.pdf

Log in to Reply
Market Wizard

3:04 PM, 30 September 2019

Motilal Oswal Home Finance Sells Pool of Non-Performing Assets

(i) Motilal Oswal Home Finance has sold a non-performing loans pool of 540 Cr to Phoenix ARC.

(ii) Motilal Oswal Home to get 260 Cr for the assets, having an outstanding book value of 345 Cr.

(iii) The sale has helped reduce the company’s net NPA ratio to 1.51% Co.’s debt-equity gearing ratio 4x, cash balances of 1000 Cr, the filing says.

The filling copy is given below.

https://dyvmwwyqozzzb.cloudfront.net/main/New-Doc-2019-09-26-14.52.07_1.pdf

Log in to Reply

@mit

1:24 PM, 7 April 2022

I want 5000 share in 5 rupess

Log in to Reply

Raju Sharma

7:19 AM, 30 July 2019

Hello Sir,
I’m interested to by 1000 qty. at Rs. 7.5, please tell me processing

Log in to Reply

Market Wizard

6:18 AM, 3 August 2019

please send us your contact detail at sales@unlistedzone.com so that our team will contact you.

Log in to Reply

Nikunj Khakhar

6:09 AM, 3 April 2019

i am interested to buy 500 qty at Rs. 5, if available

Log in to Reply

Motilal Oswal Home Finance Limited Unlisted Shares

<img width="92" height="59" src="https://dyvmwwyqozzzb.cloudfront.net/main/aspire_logo.png" class="attachment-200xauto size-200xauto wp-post-image" alt="" />

Motilal Oswal Home Finance Limited Unlisted Shares Details:

Promoters And Management:

Shareholding Pattern:

Financials of Motilal Oswal Home Finance Limited Unlisted Shares:

Company Address:

Frequently Asked Questions:

Discussion on Motilal Oswal Home Finance Limited Unlisted Shares:

37 Comments

nidavellir

Umesh Paliwal

santosh200477

Umesh Paliwal

RAJPAL SAINI

Sachin Mule

@mit

ajay seta

Umesh Paliwal

anjali

RAJPAL SAINI

badapaisaindia

Umesh Paliwal

satishjain

SAYYAD AJAZ NAZIR

Yogesh.kshirsagar2002@gmail.com

Umesh Paliwal

anjali

anjali

@mit

shareprice

NIKHIL D VERNEKAR

anjali

anjali

Deepanshu

Market Wizard

Pankaj Singh

anjali

MOFL_neeraj

Market Wizard

Market Wizard

PRE IPO SHARES

Market Wizard

@mit

Raju Sharma

Market Wizard

Nikunj Khakhar

Leave a Reply Cancel reply

Imp. Links

Imp. Links

Our Office :