Unlisted Zone
Parag Parikh Financial Advisory Services Ltd. (PPFAS)
Blog
47 minutes ago

Parry Agro Industries Limited Unlisted Shares
Financial update
1 hour ago

Financials of Parry Agro Industries Limited Unlisted Shares are updated for 2025

BVG India Limited Unlisted Share
Financial update
2 hours ago

Financials of BVG India Limited Unlisted Share are updated for 2025

View All
Unlisted Zone
  • All Unlisted Shares
  • DRHP-Filed
  • Become Our Partner
  • Screener
  • Media Coverage
  • Raise Funding New
  • Contact Us
  • All Unlisted Shares
  • DRHP-Filed
  • Become Our Partner
  • Screener
  • Media Coverage
  • Raise Funding New
  • Contact Us
  • Sign In
Sign In
  1. Home
  2. Shares
  3. Motilal Oswal Home Finance Limited Unlisted Shares
M

Motilal Oswal Home Finance Limited Unlisted Shares

264.1K

₹ 18 0.00 (0.00) 1 M

#myChart { width: 100%; height: 100%; margin: 0; padding: 0; }
About Motilal Oswal Home Finance Limited Unlisted Shares

(i) Motilal Oswal Home Finance ( previously Aspire Home Finance Corporation Limited ) is a professionally managed housing finance company incorporated on 01.10.2013, with a unique combination of financially sound and technically experienced promoters who are well known in their domain for professional ethics and strong execution capabilities.

(ii) Motilal Oswal Home Finance works on the business philosophy of financial inclusion of Lower and Middle Income (LMI) Indian families by providing them access to long term housing finance. Motilal Oswal Home Finance is a subsidiary of Motilal Oswal Financial Services Limited (MOFSL). MOFSL is a well-diversified, financial services company focused on wealth creation for all its customers, such as institutional, corporate, HNI, and retail. To whom Motilal Oswal Home Finance Ltd. (MOHFL) lends?

a) It provided home loans to individuals and families for purchase, construction, and extension of the house.

b) It provides loans for repair and renovation of houses and home loans to families in the new to credit, self-employed, cash salaried category where formal income proofs, Credit Bureaus reports are not easily available, and the repayment capacity of such families are appraised based on their cash flows and Internal Score Cards.

Presence as on 31.03.2022:

MOHFL is operating in twelve states – Haryana, Uttar Pradesh, Delhi, Maharashtra, Gujarat, Madhya Pradesh, Karnataka, Rajasthan, Chhattisgarh, Tamil Nadu, Telangana, and Andhra Pradesh. MOHFL now has 110 Branches across these nine states.

Loan book size as on 31.03.2022

MOHFL’s total outstanding loans in FY22 stood at R 3,435 crores. Loan book has reduced as compared to last year on account of sale of NPA book to ARC during the year.

Underwriting:

In the business of lending, underwriting is the single most parameter which one should look in order to make an investment in the company. Underwriting is a process of distribution of loans. If the company has a robust process for underwriting, then chances of NPAs get reduced considerably. Now, let us see how MOHF does underwriting?

a) The loan approval process at MOHFL is in 4 layers of an approval process based on the ticket size of the loan.

b) Approvals of lending proposals are carried out by various authorities from Cluster Credit Head to National Credit Head.  Approvals beyond certain limits are referred to as the Chief Operation Officer. An additional layer of in house legal and technical makes the underwriting process more robust.

c) There is a Dedicated Risk Containment Unit (RCU) in the Company to minimize fraud related to income documents, profiles, and collateral.

Borrowing:

Lending is a business where we need money to give money.  MOHF first arranges money and then distributes it to the people in the economy to buy a new house or reconstruct. Now, how MOHF arranges fund?

a)  From banks by a way of term loan.

b) NCD by issuing commercial paper. MOHFL total borrowings as of March 31, 2022, of Rs 1,860 crores. And, the cost of borrowing in FY22 at 9.60%. A journey of Motilal Oswal Home Finance

2014:

(i) Commencement of Business Operation on 22.05.2014.

(ii) The first disbursement booked in Akola Branch in June 2014.

(iii) The loan book crossed 50 Cr.

2015:

(i) Presence across 14 locations.

(ii) Total staff: 160 employees.

(iii) Loan book at 357 Cr with 3565 live accounts.

(iv) Year-end PAT at 18 Cr CRISIL upgrades rating for long term borrowings from "A/Stable" to "A+/Stable“ Loan book crosses 550 Cr with 5,500 Cr live loan accounts Present at 23 locations.

2016:

(i) Present in 51 Locations with employees count of 500.

(ii) PAT for the years at 40 Cr.

(iii) Received the first 50 Brand 2016 award by WCRC. (iv) Presence extended to 62 locations.

2017:

(i) Awarded second prize for best performing Primary Lending Institution under CLSS for EWS/LIG by the Ministry of Housing and Urban Poverty Alleviation.

(ii) Expanded to 6 new states with a presence in 121 locations with a staff count of 1049.

(iii) loan Book of 4165 Cr with 46,142 live accounts.

2018:

(i) 4682 Cr of the loan book.

(ii) Capital Infusion by MOSFL of Rs. 150 Cr.

(iii) Strengthening of a core team.

(iv) Strengthening Credit & Risk

Key Highlights of FY17-18

(i) Loan book- 4,863,+17% YoY

(ii) NIM – 4.1% NNPA-3.3%

(iii) Provision Coverage – 35%.

(iv) Debt to equity - 4.9x.

(v) Cost to income - 38%.

(vi) Capital adequacy - 38%

Key Highlights of FY18-19

(i) They cater to pure-retail affordable housing space through Motilal Oswal Home Finance (previously known as Aspire Home Finance Corporation).

(ii) During the year, they concentrated efforts on re-building the home finance business in terms of processes, systems, manpower, and structure to strengthen the business. As a result, they have followed a conservative approach in disbursements which stood at Rs 290 crores in FY2019.

(iii) The loan book stood at Rs 4,357 crores across 52,000+ families as of Mar 2019.

(iv) The average ticket-size continued to be lower at Rs 8.5 lakhs in FY2019. They have put in place a vertical organization structure comprising sales, credit, collection, and legal team.

(v) The implementation of the cluster-level credit layer along with 5 layer credit approval system based on loan ticket sizes and differentiated pricing methodology for loans based on risk type should likely result in improved underwriting, going forward.

(vi) Macro-economic events like demonetization, RERA, and GST and absence of the collection engine coupled with a lack of vertical structure earlier led to a surge in NPAs. This year they have written off loans worth Rs. 290 crore in FY2019 as a conservative policy. They are expecting the recoveries from write off the pool, given the robust collections and legal team now in place.

(vii) Motilal Oswal Group has infused Rs 200 crores during the year and this takes the total capital infused to Rs. 850 crores.

(viii) There ~57% of the borrowings come from the capital markets in the form of NCDs and ~43% from banks.

Key Highlights of FY19-20

(i) The loan book stood at 3,667 crores across 47,900 families as of March 2020.

(ii) In FY20, MOHF has sold assets worth 595 cr to Phoenix ARC for consideration of 293 cr this has resulted in a significant reduction of the GNPA & NNPA rates to 1.81% and 1.36% respectively. This has resulted in getting funds at a lower cost.

(iii) The company this year has boosted its all 4 verticals which are pillars in the lending business i.e. sales, credit, collection, and legal. Currently, they have 430 employees in these verticals. They have also learned from the past and working vigorously to streamline their underwriting.

(iv) MOHFL also received credit rang upgrade amid challenging environment based on several positive changes undertaken. CRISIL has upgraded MOHFL’s rang to AA- (stable) from earlier A+ (stable).

(v) In FY19-20, the MOHF has distributed loan worth Rs 190 crores for home purchase, construction, repair, and renovation. The disbursement of loans has been done with collateral first policy and after passing through several stringent checks and balances. This shows that the company is putting a lot of effort into underwriting, to reduce NPAs in the future.

Key Highlights of FY20-21

(i) Loan book stands at Rs. 3,512 crores as on 31st March, 2021

(ii) Net Worth of Rs.910 crores as on 31st March, 2021

(iii) Profit stood at Rs. 40 crores during FY21.

(iv) NIM – 6.1%.

(v) GNPA – 2.2% and NNPA – 1.5% (

vi) Disbursements in FY21 grew by 42% YoY to Rs.273 crores.

(vii) Raised Rs. 1,477 crores in FY21 at 7.5%.

Key Highlights of FY21-22

1. They have clocked highest PAT of 95 Cr in FY22 in their history of operation. Last year the profit was 40 Crores. This is possible as they have reduced the finance cost by ~60 Crores in Fy22 as compared with Fy21.

2. In FY22, Motilal Oswal Home Finance has disbursed close to ~643 Crores of loans which is up by 133% as compared to previous year.

3. They have expanded their sales team in FY22 and currently, they have 600+ team. Moreover, they have entered into three nee geographies i.e. Haryana, Delhi and Uttar-Pradesh.

4. As on 31.03.2022, the loan book stands at 3485 Crores across 48412 families.

5. In FY22, they have also reduced their cost of borrowing by 105 Basis points and currently stands at 8.2%.

6. NIM in Fy22 were 7.3%

7. As on 31.03.2022, Gross NPA stands at 1.6% and Net NPA at 0.9%.

8. The PMAY Portal which they launched in 2021 to acquire customers via digital mode get very good response in Fy22.

9. The Parent company Motilal Oswal Financial Services has done capital infusion of 850 Crores in Fy22 in the company.

10. MOHFL total borrowings as at March 31, 2022 of Rs. 2,606 crores were within the permissible limits of 12 times of net owned funds.

11. Book Value as on 31.03,2022 is Rs.1.67 per share. CMP of Motilal Oswal Home Finance is Rs.12 per share. So, P/B is 7.18x (which is overvalued).

Key Highlights of FY22-23

1. The Net Interest Income (NII) was ₹312.86 crore, which is a significant improvement from ₹271 crore in FY22

2. The total expenses of the company decreased from ₹408 crore to ₹356 crore

3. The company's provisioning is ₹18.93 crore in 2022-23.

4. Net profit is ₹136 crore in 2022-23 which was ₹ 95 crore in the previous year, up by 43.15%, as they have reduced provisioning by 54 crore.

5. The company's loan book has also increased by 9% to ₹3,808 crore.

6. As on 31st March 2023, GNPA stand at 1.07 and Net NPA at 0.55%.

7. Motilal Oswal Home Finance's book value stands at 1.9, This gives the company a price-to-book (P/B) ratio of 5.13x, which suggests that the company may be overvalued.

Key Highlights of FY23-24

1. Interest Earned increased from ₹513 crore in 2023 to ₹558 crore in 2024, up by ₹45 crore. Net Interest Margin (NIM) is currently standing at 7.6%

2.Finance Cost went up from ₹218.5 crore in 2023 to ₹250 crore in 2024, rising by ₹31.5 crore. Operating Expenses is up by 30% 

3.Provisioning decreased from ₹19 crore in 2023 to ₹12 crore in 2024, down by ₹7 crore.

4. As of March 2024, Gross Non-Performing Assets (GNPA) further inproved, stood at 0.86% and Net Non-Performing Assets (NNPA) at 0.55%.

5. Profit After Tax (PAT) slightly decreased from ₹136 crore in 2023 to ₹132 crore in 2024, a reduction of ₹4 crore.

6. As of March 2024, Company’s loan book stood at ₹`4,048 crore, reflecting a year-on-year growth of 6%.

7. Presently, It operates across 12 states/union territories through 110 branches.

8. Disbursements in FY 2024 crossed 1,000 crore mark to reach 1,018 crore.

9. Company’s book value stands at 2.13, This gives the company a price-to-book (P/B) ratio of Approx 7x, which suggests that the company is overvalued.

... Read more

Fundamentals

Motilal Oswal Home Finance Limited Unlisted Shares Price
₹ 18
Per Equity Share
Lot Size
2000 Shares
52 Week High
₹ 23
52 Week Low
₹ 15
Depository
NSDL & CDSL
PAN Number
AAMCA0234H
ISIN Number
INE658R01011
CIN
U65923MH2013PLC248741
RTA
Link Intime
Market Cap (in cr.)
₹ 10895.4
P/E Ratio
85.71
P/B Ratio
7.63
Debt to Equity
2.59
ROE (%)
9.1
Book Value
2.36
Face Value
1
Total Shares
6053000000
Motilal Oswal Home Finance Limited Unlisted Shares

₹18


Motilal Oswal Home Finance Limited Unlisted Shares

*Best In Industry


Create Alert
unlisted-share-valuations unlisted-risk-meter

Download App

Available on Android and iOS devices

Google Play App Store

Financials (Figures in cr)

Reach Out To Us

Dont be shy, just tell us about yourself and we’ll figure out the best option for you and your project. Don’t like filling up forms? Mail us then partners@unlistedzone.com

Have an account.   Login Here      ||      SignUp Here    Don't have account.

Frequently Asked Questions

Find answers to common questions that you may have in your mind.

Please find below the procedure for buying Motilal Oswal Home Finance Limited Unlisted Shares at UnlistedZone.

  1. 1. You confirm booking of Motilal Oswal Home Finance Limited Unlisted Shares Unlisted Shares with us at a trading price.

  2. 2. You provide your client master report (ask the broker if not available) along with PAN Card and Cancelled Cheque in case you are not transferring funds from the bank account as mentioned in the CMR Copy. These are KYC documents required as per SEBI regulations.
  3.  
  4. 3. We Will Provide the Bank details. You need to transfer funds to that account.

  5. 4. Payment has to be done in RTGS/NEFT/IMPS CHEQUE TRANSFER. No CASH DEPOSIT.

  6. 5. Payment has to be done from the same account in which shares are to be credited.

  7. We will transfer the shares in 24 hours if funds are credited before 2 pm. Important

    Note: Please note that the lock-in period for selling Motilal Oswal Home Finance Limited Unlisted Shares Unlisted Shares is 6 months after listing. Hence, you can’t sell Motilal Oswal Home Finance Limited Unlisted Shares Unlisted Shares which you bought in Pre-IPO for 6 months after its listing. i.e., You can sell it only after 6 months calculated from the listing date. For any queries, please contact us at sales@unlistedzone.com

Please find below the procedure for selling Motilal Oswal Home Finance Limited Unlisted Shares at UnlistedZone.


  1. 1. We will confirm our buying price of Motilal Oswal Home Finance Limited Unlisted Shares.

  2. 2. We will give you our client master report and you will transfer Motilal Oswal Home Finance Limited Unlisted Shares to our demat account.

  3. 3. We will ask for your bank details once Motilal Oswal Home Finance Limited Unlisted Shares are received in our demat account.

  4. 4. We will transfer the funds to your bank account within 24 hrs of receiving Motilal Oswal Home Finance Limited Unlisted Shares.

  5. 5. Payment will be made in RTGS / NEFT / CHEQUE TRANSFER/IMPS. No CASH DEPOSIT.

  6. 6. Payment will be given in the same account which is linked to the demat account or you need to provide the cancelled cheque showing your name to verify. As per SEBI regulations, the transfer of funds to a third-party account is not legal and our policy refrains us from doing so.

    Note:
    The price at which we are buying is fixed for 3 days. If you can't sell your stock within 3 days, then the price of that day will be applicable when we receive the shares in our demat.

The lock-in period for Motilal Oswal Home Finance Limited Unlisted Shares varies depending on the category of investors:

  1. 1. For Venture Capital Funds or Foreign Venture Capital Investors, there is a lock-in period of 6 months from the date of acquisition of Motilal Oswal Home Finance Limited Unlisted Shares.

  2. 2. For AIF-II (Alternative Investment Funds - Category II), there is no lock-in period.

  3. 3. For other types of investors, which include Retail Investors, High Net-worth Individuals (HNIs), or Body Corporates, the lock-in period is 6 months from the date of the IPO listing of Motilal Oswal Home Finance Limited Unlisted Shares.

This regulation was introduced by SEBI in August 2021. The rule change, which reduced the lock-in period from one year to six months, was aimed at encouraging more investments in startups that are preparing for public offerings or IPOs. This reduction in the lock-in period is seen as a significant step forward, and since its introduction, many Portfolio Management Services (PMS) have been advising their clients to invest in Pre-IPO shares to capitalize on the benefits of early-stage investments.

However, for SME IPOs, the lock-in period is of One year.

DIS, or Delivery Instruction Slip, is a tool used by investors to sell or transfer Motilal Oswal Home Finance Limited Unlisted Shares from their demat account to another. There are two types of DIS Methods:

1. Offline-DIS: This is a traditional, paper-based method for transferring shares. When using Offline-DIS, investors are required to fill out a DIS form and submit it to their broker. The necessary fields in the form include:

a. ISIN number of Motilal Oswal Home Finance Limited Unlisted Shares.

b. Name of Motilal Oswal Home Finance Limited Unlisted Shares.

c. Quantity of Motilal Oswal Home Finance Limited Unlisted Shares.

d. Consideration Amount.

e. Target DP ID and Client ID.

f. Annexure.

2. Online DIS: Some brokers offer the facility to transfer Motilal Oswal Home Finance Limited Unlisted Shares through an online DIS system. It's advisable to check with your broker if such a facility is available.

For instance, platforms like Angel Broking provide an Online-DIS feature. In this method, an investor simply needs to add a beneficiary and transfer Motilal Oswal Home Finance Limited Unlisted Shares by filling in details similar to those required in the Offline-DIS.

For a more comprehensive understanding of this process, you can refer to our detailed article: https://unlistedzone.com/how-do-i-sell-my-unlisted-shares/

 

In recent years, the unlisted share market has expanded significantly, leading to a reduction in the minimum investment amount. Previously, the typical investment ticket size ranged from 5-10 Lakhs, but in the current market scenario, it has decreased to between 35-50k. Therefore, through our UnlistedZone platform, if someone wishes to invest in Motilal Oswal Home Finance Limited Unlisted Shares, the minimum investment required would now be in the range of 35-50k

Yes, buying and selling unlisted shares in India is indeed 100% legal. This activity is regulated and governed under the guidelines provided by the Securities and Exchange Board of India (SEBI). Investors and traders must adhere to these regulations and guidelines to ensure compliance with legal and financial standards. It's important for participants in the unlisted share market to be aware of and understand these regulations to engage in transactions legally and securely

When you sell unlisted shares within a period of two years from the date of acquisition, any profit earned from the sale is classified as Short-term Capital Gain (STCG). This gain is then added to your total income for that financial year. The tax on this short-term capital gain is calculated based on your applicable individual income tax slab rates. Therefore, the rate at which you will pay tax on the STCG from unlisted shares depends on your total income, including this gain, and the tax slab it falls under as per the prevailing income tax laws in India. It's important for investors to consider these tax implications when engaging in transactions involving unlisted shares.

Long-term Capital Gains (LTCG) on unlisted shares in India refer to the profits earned from the sale of unlisted shares that have been held for more than two years. The key aspects of LTCG on unlisted shares include:

    • 1. Tax Rate: LTCG on unlisted shares is taxed at a rate of 20%. However, it has now changed in Budget 2024 from 23rd July 2024 to 12.5%.

    • 2. Indexation Benefit
      : This is a significant advantage for investors. Indexation allows for adjusting the purchase price of the shares for inflation, which can reduce the taxable gain. However, This has removed in the Budget 2024 from 23rd July 2024.

    • 3. Importance for Investors
      : Understanding LTCG is crucial, especially for High Net-worth Individuals (HNIs) and retail investors, as it impacts their investment strategy and tax planning. Knowing these details helps in making informed investment decisions.

    • 4. Calculation
      : New LTCG will be calculated from 23rd July 2024 as flat rate of 12.5%.

    • 5. Applicability: LTCG tax is applicable to profits from the sale of unlisted shares held for more than two years.

    • 6. Relevance
      : This tax is particularly relevant to investors in the unlisted share market, including those considering selling their holdings after a period of more than two years.

When shares initially bought in the unlisted market become listed, the taxation rules change significantly if these shares are sold through a stock exchange. Here's what investors need to know:

Transition to Listed Market Tax Rates: 
Once unlisted shares are listed on the stock exchange and subsequently sold, the tax rates applicable to listed securities come into effect. This shift means that the favorable tax treatments for listed shares, as per the prevailing tax laws, will apply.

Taxation Based on Holding Period: 
The crucial factor in determining the type of capital gains tax (Long-term or Short-term) is the holding period of the shares. Importantly, this period is calculated from the original purchase date when the shares were unlisted.

Long-term vs. Short-term Capital Gains: If the shares are sold after being held for more than one year from the date of purchase (including the period when they were unlisted), they are subject to Long-term Capital Gains (LTCG) tax.

Conversely, if sold within one year, Short-term Capital Gains (STCG) tax rates apply.

Significance for Investors: This information is vital for investors in the unlisted market, as it impacts their tax planning and decision-making process. Understanding these nuances ensures that investors can strategically plan the sale of their shares post-listing to optimize tax implications.

Advice for Investors: It's advisable for investors to keep a record of their purchase dates and monitor the listing dates closely. Additionally, staying updated with the latest tax regulations or consulting with a financial advisor is recommended for accurate tax calculations and compliance.

When you purchase Motilal Oswal Home Finance Limited Unlisted Shares through UnlistedZone, it's important to note that, as per SEBI regulations, these shares can only be transferred to a demat account.

There are two primary ways to check the credit of Motilal Oswal Home Finance Limited Unlisted Shares in your account:

1. Using NSDL or CDSL Applications:

Download the NSDL or CDSL application from the Google Play Store.

To determine whether your stock broker is registered with NSDL or CDSL, you can examine the format of your Demat Account number. The Demat Account number consists of 16 characters, combining the DP ID and Client ID.

DP ID is the unique identification number of the Broker, assigned by CDSL or NSDL.

Client ID is the unique identification number of the Client, representing their portfolio.

In CDSL, the Demat Account number is entirely numeric (e.g., 12345678 for DP ID and 91234567 for Client ID).

In NSDL, the first two characters are alphabetic, representing the country (e.g., 'IN' for India), followed by a 6-digit unique number for the Broker (DP ID) and an 8-digit Client ID (e.g., IN123456 for DP ID and 78912345 for Client ID).

2. Checking in Broker's Application:

The credit of Motilal Oswal Home Finance Limited Unlisted Shares can also be checked in your broker's application. However, it's important to note that it may take T+2 days for the shares to show up in the application after the transaction.

The Motilal Oswal Home Finance Limited Unlisted Shares are credited in the demat account on the same day as the transfer of funds into our company's bank account.

"The price of Motilal Oswal Home Finance Limited Unlisted Shares can be checked in two ways. First, you can join our Telegram channel, where we share the latest prices of all unlisted shares daily in the morning. Secondly, you can check price on our UnlistedZone platform to view historical graphs and prices of all shares in one place."

Investing in Motilal Oswal Home Finance Limited Unlisted Shares, like any investment, carries certain risks that should be carefully considered:

1. Liquidity Risk: Unlisted shares, by their nature, are not traded on public stock exchanges. This can result in lower liquidity compared to listed shares, meaning it might be more challenging to find buyers when you wish to sell your shares.

2. Price Volatility: The price of Motilal Oswal Home Finance Limited Unlisted Shares can be more volatile compared to listed shares. This is partly due to the lack of regular public trading and potentially limited information available about the company's financial health and performance.

3. Regulatory Risk: Unlisted shares are subject to different regulatory frameworks than listed shares. Any changes in regulations or compliance requirements can impact the value and tradeability of these shares.

4. Limited Information: There may be less publicly available information about unlisted companies. This can make it more difficult to assess the company's true value and potential for growth, increasing the risk of investment.

5. No Guarantee of Future Listing: Investing in Motilal Oswal Home Finance Limited Unlisted Shares with the expectation of future listing on a public exchange carries the risk that the listing may not occur. This can affect both the liquidity and potential value appreciation of the shares.

6. Company-Specific Risks: Each company has its own set of risks based on its industry, management, financial health, and market position. These risks can significantly impact the performance of your investment in Motilal Oswal Home Finance Limited Unlisted Shares.

UnlistedZone: Pioneering Excellence in India's Unlisted Share Market

UnlistedZone stands as India's fastest-growing and leading marketplace for buying and selling unlisted shares. Over the past 5 years, we have carved a niche in the financial market, website hit user inflows over a 2 million users on our platform since inception. This remarkable journey is underscored by the sheer volume of transactions facilitated through UnlistedZone, which has already surpassed the 300 Crore mark.

At the helm of our success are our esteemed co-founders, Mr. Umesh Paliwal and Dinesh Gupta. Their insights and expertise are regularly sought after by leading financial publications such as MoneyControl, Business Standard, and The Economic Times, particularly for their authoritative views on IPOs and the unlisted market. Our journey over these 5 years has not just been about numbers; it's been about building trust and reliability.

UnlistedZone has established a formidable reputation in the industry, earning the trust and confidence of our users. This trust is our cornerstone, ensuring that new investors can engage with us without the apprehensions of fraud that are often associated with unknown brokers in the market.

At UnlistedZone, we are committed to maintaining the highest standards of transparency and integrity, ensuring that your investment journey is not just profitable but also secure and trustworthy.

Valuation Methodology at UnlistedZone for Motilal Oswal Home Finance Limited Unlisted Shares

At UnlistedZone, we employ a meticulous and strategic approach to valuing Motilal Oswal Home Finance Limited Unlisted Shares, utilizing two primary methods: Benchmark Valuation Based on Latest Funding:

1. Our first step is to examine the most recent funding round for Motilal Oswal Home Finance Limited Unlisted Shares. This provides us with a benchmark valuation, offering a clear indication of the company's current market value as perceived by investors and industry experts. This method is particularly effective in capturing the latest market sentiment and financial health of the company.

2. Comparison with Listed Peers: In cases where there hasn't been recent funding for Motilal Oswal Home Finance Limited Unlisted Shares, we adopt a comparative approach. This involves identifying a business in the listed market that closely resembles Motilal Oswal Home Finance Limited Unlisted Shares in terms of industry, size, and business model. By comparing and contrasting the two, we can ascertain a fair valuation for Motilal Oswal Home Finance Limited Unlisted Shares, drawing on the market data and performance metrics of its listed counterpart.

Investor Advisory: As experts in the unlisted space, we at UnlistedZone emphasize the importance of thorough risk assessment to all our investors. It's crucial to evaluate all risk parameters carefully before investing in unlisted shares. This due diligence is key to making informed and strategic investment decisions in the dynamic and evolving unlisted market.

"At UnlistedZone, our approach to sourcing Motilal Oswal Home Finance Limited Unlisted Shares involves a strategic and direct method. Primarily, we acquire these shares from two key groups:

1. Employees of the Company: Often, employees of a company receive shares as part of their compensation or through employee stock option plans (ESOPs). Over time, some of these employees may decide to liquidate their holdings for various reasons, such as financial needs or portfolio diversification. We engage with these employees, providing them a platform to sell their shares.

2. Initial Investors: These are the early-stage investors or angel investors who provided capital to the company during its initial phases. As the company grows and evolves, these initial investors might look to sell part or all of their stake in the company. This could be for reasons like capitalizing on their investment, reallocating assets, or other strategic financial decisions.

By connecting with these groups, UnlistedZone ensures a reliable and consistent supply of Motilal Oswal Home Finance Limited Unlisted Shares for our clients. This method not only helps employees and initial investors in liquidating their assets but also provides our clients with access to shares that are not readily available in the public market. It's a win-win for both the sellers and buyers, facilitated efficiently through our platform."

"The Securities and Exchange Board of India (SEBI) does have a regulatory influence on the unlisted market, though it's not as comprehensive as its oversight of the listed markets.

Key aspects of SEBI's involvement in the unlisted space include:

1. Applicable Rules and Regulations: Certain SEBI regulations are indeed applicable to transactions in the unlisted market. This includes the mandatory lock-in period of 6 months, the requirement to pay stamp duty, and depository participant (DP) charges for every transaction. These measures are in place to ensure a certain level of standardization and protection in the unlisted market, similar to those in the listed markets.

2. Lack of Specific Regulation for Unlisted Brokers: As of now, SEBI does not have specific regulations for becoming an unlisted broker. This means that while certain SEBI rules apply to transactions within the unlisted market, the process of becoming a broker in this space is not directly regulated by SEBI. This lack of direct regulation highlights the importance of due diligence by investors when engaging with brokers in the unlisted market.

3. Investor Protection and Transparency: The regulations that do apply, such as the lock-in period and transaction charges, are designed to protect investors and add a layer of transparency to these transactions. They aim to mitigate some of the risks inherent in trading unlisted securities, which typically don't have the same level of public scrutiny and regulatory oversight as listed securities. In summary, while SEBI's regulatory framework does extend to certain aspects of the unlisted market, it does not comprehensively regulate all aspects of it, particularly concerning the accreditation of unlisted brokers. This underscores the need for investors to exercise caution and conduct thorough research when participating in the unlisted market."

"For comprehensive and up-to-date news and information about Motilal Oswal Home Finance Limited Unlisted Shares, we have several platforms to keep you informed. Our website is regularly updated with the latest insights and developments. For real-time updates and engaging discussions, you can join our Telegram channel. Additionally, follow us on Twitter for quick news bites and industry trends. And for more in-depth analysis and informative content, subscribe to our YouTube channel. These resources are designed to provide you with a well-rounded understanding of the unlisted market, ensuring you have access to all the information you need about Motilal Oswal Home Finance Limited Unlisted Shares."

Unlisted Shares in News

unlistedzone
04 Jun, 2024,
732    3
Financial Performance of Motilal Oswal Home Finance Limited for FY 2023-24: Revenue Growth Amidst Decline in Profitability
Motilal Oswal Home Finance Limited has disclosed its financial performance for the fiscal year 2023-24. The company witnessed a notable 10% increase in total revenue, reaching Rs. 589 crore, compared ...
unlistedzone
27 Feb, 2024,
377    5
Motilal Oswal Home Finance Limited Q3 FY24 Results
Motilal Oswal Home Finance Limited recently disclosed its Q3 FY24 and nine-month earnings report, showcasing robust financial performance amid a dynamic market landscape. The company achieved a commen ...
View More
Tweets by @UnlistedZone
UnlistedZone

India's No.1 Platform for Buying and Selling Unlisted Shares.

UnlistedZone-app-store UnlistedZone-play-store
Quick Links
  • Off Market Annexure
  • PAN of Unlisted Shares
  • SEBI Guidelines
  • Frequently Asked Questions
  • Knowledge Center
  • Blog
  • Live Platform
Unlisted Zone
  • About Us
  • Contact Us
  • Privacy Policy
  • Terms of Use
  • Disclaimer
  • Banking Alert New
Our Office

8TH FLOOR, UNIT NO 806, TRAPEZOID SIGNIA PARK A-27A ,SECTOR 62, Noida, Uttar Pradesh, PIN Code: 201301

sales@unlistedzone.com

©2018-2025 UnlistedZone. All Rights Reserved.
Need Help? Chat with Us
Start a Conversation
Hi! Click one of our member below to chat on WhatsApp ;)
The team typically replies in a few minutes.
Gurmeet Singh
Relationship Manager
Navin Mishra
Relationship Manager
Arun Sharma
Relationship Manager
Mehak
Relationship Manager
Gopal
Relationship Manager
Nisha
Relationship Manager
Nikita
Relationship Manager
Shivani
Relationship Manager
Karan
Relationship Manager