(i) Aptus Value Housing Finance India is an entirely retail focussed housing finance company primarily serving low and middle income self-employed customers in the rural and semi-urban markets of India. According to the CRISIL Report, the Company had the highest RoA of 6.3% among the Peer Set during the financial year 2020.
(ii) Aptus Value Housing are one of the largest housing finance companies in south India in terms of AUM, as of December 31, 2020. Their AUM have increased from ₹1416 Crores, as of March 31, 2018 to ₹3790 Crores, as of December 31, 2020, at a CAGR of 38.83%. Further, according to the CRISIL Report, they had the second lowest cost to income ratio among the Peer Set during the financial year 2020.
(iii) They offer customers home loans for the purchase and self-construction of residential property, home improvement and extension loans; loans against property; and business loans, which accounted for 51.76%, 21.12% and 27.12% of the AUM, as of December 31, 2020. They only offer loans to retail customers and do not provide any loans to builders or for commercial real estate. They target first time home buyers where the collateral is a self-occupied residential property.
(iv) As of December 31, 2020, 99.42% of Aptech AUM were from customers who belonged to the low and middle income groups, earning less than ₹ 50,000 per month and 40.96% of its AUM were from customers who were new to credit.
(v) As of December 31, 2020, the states of Tamil Nadu (including the union territory of Puducherry), Andhra Pradesh, Karnataka and Telangana accounted for 53.48%, 26.51%, 9.99% and 10.02% of our AUM, respectively, and they have a network of 181 branches covering 75 districts in such states and the union territory of Puducherry.
|Total Available Shares:||1000|
|Face Value:||₹ 2 Per Equity Share|
|Lot Size:||100 Shares|
|Current Unlisted Share Price:||₹ Best in Industry Per Equity Share|
|Revenue from Operations||121||207||309||467||56.82%|
|Employee Benefits Exp||22||36||48||64|
|Provision for Advances||1.85||2.13||1.35||2.84|
|Depreciation & Amortisation Exp||1.8||2.37||2.92||5.80|
|Profit Before Tax||56||106||152||247||63.88%|
|Profit After Tax||37||70||111||211||78.35%|
|Net Interest Margin||9.08%|
|Net NPAs to Net Advances||0.61%|
Please find below the procedure for buying Aptus Value Housing Finance India Unlisted Shares at UnlistedZone.
Please find below the procedure for selling Aptus Value Housing Finance India Unlisted Shares at UnlistedZone.
Lock-in period of Aptus Value Housing Finance India Unlisted Shares depends upon category of investors.
DIS - Delivery Instruction Slip is the way through which an investor can sell or transfer the Aptus Value Housing Finance India Unlisted Shares from his/her demat account to any other demat account. There are two Types of DIS Slip.
In the last 4-5 years, the unlisted share market has become quite big and as a result of that, the ticket size has reduced from usual 5-10 Lac to 35-50k in today's scenario. So, via our UnlistedZone platform, if somebody wants to buy Aptus Value Housing Finance India Unlisted Shares then minimum investment would be 35-50k.
Yes, buying and selling of unlisted shares in India is 100% legal.
If you sell your shares within 2 years, then you will have to pay Short-term Capital gain on unlisted shares. Short-Term Capital Gain is added in your Income. So, as per individual tax slab you need to pay capital gain tax.
If you sell your shares after 2 years, then you will have to pay Long-term Capital gain on unlisted shares LTCG is 20% with indexation benefits.
Taxes will remain the same irrespective of listing of shares, if bought in unlisted market. Actually, to be eligible for taxes as per listed market, one has to pay STT on buying and selling of shares. But, if you buy in unlisted and sell in listed market, one pay STT only on selling so, taxes of listed market will not be applicable
If you buy Aptus Value Housing Finance India Unlisted Shares from UnlistedZone then these shares can checked in two ways. However, before we tell you the process of checking of shares, it is intimated that as per SEBI regulations, the shares can be transferred in demat account only.
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The Aptus Value Housing Finance India Unlisted Shares are credited in demat account same day of transferring funds in our company's bank account.
The price of Aptus Value Housing Finance India Unlisted Shares can be checked in two ways. First, you can join our telegram channel where on daily basis we share the latest prices of all the unlisted shares in the morning and secondly, you can register on UnlistedZone.live platform to see the historical graphs and prices of all the shares at one place.
If you see the thesis of investment in the unlisted shares then it is being done mainly to take the advantage of IPO market. And, if the IPO plans of company get delayed due to market conditions or any other reason then demand suddenly drops in the market. The unlisted market works mainly on demand and supply and if there is no IPO news then getting exit would be difficult.
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We at UnlistedZone do the valuation based on 2 methods.
As an investor in the unlisted space, we would always recommend that you must check all the risk parameter carefully before investing in the unlisted space.
We source shares either from the employees or initial investors looking to liquidate their Aptus Value Housing Finance India Unlisted Shares.
Pre-IPO shares means which are planning for an IPO in near future. So, all the shares which are traded on the platform are not Pre-IPO Shares. However, if the company's business is going good and then demand will always be there in the unlisted space, so even if the IPO does not come, the investors can easily liquidate their Aptus Value Housing Finance India Unlisted Shares in the unlisted market itself.
Rules and regulations of SEBI are applicable in the Unlisted space like lock-in period of 6 months, paying of Stamp Duty, and DP Charges for every transaction etc. However, to become an unlisted broker there is no such regulation by SEBI as of yet.
For tracking news and other information about Aptus Value Housing Finance India Unlisted Shares, one can visit our website wherein we post news and other information on daily basis and one can also join our telegram channel.