HDB Financial Services, a renowned player in the financial sector, has recently announced its financial results for FY18-19, showcasing a remarkable performance across key financial metrics.

1. Revenue Growth: One of the standout achievements for the company this fiscal year has been its revenue growth. HDB Financial Services recorded a significant increase of 24.61% in revenue compared to the previous year. This substantial growth reflects the company's strong market presence and its ability to adapt and thrive in the dynamic financial landscape.

2. Profit After Tax (PAT) Growth: In terms of profitability, the company has reported a PAT growth of 23.72% in FY18-19, compared to the last fiscal year. This notable increase in profits underscores the effective management strategies and operational efficiencies that HDB Financial Services has implemented.

3. Earnings Per Share (EPS): The EPS for FY18-19 stood at an impressive 14.63, indicating the company's strong earnings potential and its capacity to generate substantial value for its shareholders.

4. Book Value and Market Valuation: The Book Value per Share for FY18-19 was reported at 91, reflecting the intrinsic value of the company. Furthermore, with the current unlisted market rate of the company's shares standing at 1030, the Price/Book Value ratio is calculated to be 11.31. This ratio offers insights into the market's valuation of the company relative to its book value, suggesting strong investor confidence.

5. Asset Quality: On the asset quality front, there has been a slight increase in the Gross Non-Performing Assets (NPA) and Net NPA, rising to 1.78% and 1.12% respectively. In comparison, the previous year's figures were 1.58% for Gross NPA and 0.96% for Net NPA. While this increase is modest, it points to the need for vigilant credit risk management in the evolving economic conditions.

In conclusion, HDB Financial Services' results for FY18-19 paint a picture of robust growth and financial health. The company has demonstrated its ability to achieve significant revenue and profit growth while maintaining a strong EPS and book value. However, the slight uptick in NPAs serves as a reminder of the challenges in the financial sector. Going forward, it will be crucial for HDB Financial Services to continue its growth trajectory while effectively managing risk and enhancing shareholder value.

Annual Results of FY18-19